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SwaRaksha

Protection for Performing artist

Protect the artist,Preserve the note.

Insurance and protection built for performing musicians — cover your gear, your gigs and your craft so you can keep making music.

Musician playing an acoustic guitar surrounded by plants and music posters

What SwaRaksha protects

Six protections. One premium.

A performing career carries risks an ordinary health policy was never built to see — a cancelled tour, a hand injury before a season, a veena in an airline hold.

All six included in one annual premium

The difference

Built by people who sit in the audience.

Six reasons SwaRaksha reads less like an insurance policy and more like it was written around your calendar.

01

Made for artists, not adapted for them

Every clause written around a performing calendar — not an office job with the edges filed off.

02

Protects income, not only health

Performance Disability support covers the concert fee you lose when you can't take the stage.

03

One premium, every stage, every mile

Health, travel, disability and instruments in a single annual plan.

An umbrella sheltering a guitar, music notes and a heart — protection built for artists
04

Underwritten by trusted insurers

A niche product, backed by Care Health and Royal Sundaram General Insurance.

05

Your instrument travels covered

Cover for damage sustained in transit — across India and worldwide.

06

Scales with your family and season

Choose your sum insured, add spouse and children, switch wellness add-ons on or off.

Simple, honest pricing

From ₹11,000 /year

About ₹31 a day — less than a plate of idli — tailored to your age, cover and family. Full breakdown on the plan details page.

Get My Quote

How it works

Four steps. Total protection.

Protection should be effortless for an artist. Pick a plan, tell us what you carry, pay once — and if anything goes wrong, help reaches you fast.

A musician playing guitar under an umbrella, sheltered from what a touring life can throw at them
  1. Choose your cover

    Match a plan to your stage and how much you tour.

  2. Declare your Primary play

    Wind, strings, percussion or voice etc. — we price by family, not guesswork.

  3. Single premium, done

    A single annual payment covers touring, health and instruments — IRDA-approved.

  4. Claims Process in less than 12 hours

    If something goes wrong, our team dispatches help within 12 hours.

Trusted by performers

Cover that artists actually feel.

01 / 05

“My veena travels more than I do. Knowing it's covered in the hold — and that a missed show won't wipe out the month — changed how I say yes to tours.”
ARAnanya RaoCarnatic veena · Chennai
“A throat infection took my voice three days before a festival. The performance disability cover meant the cancellation didn't cost me the season.”
MIMeera IyengarHindustani vocalist · Pune
“One premium for health, travel and my instruments. It's the first policy that reads like it was written by someone who's actually toured.”
RKRohan KulkarniSession guitarist · Mumbai
“My tabla set cracked in transit before a European tour. A loaner reached me in a day and the claim was settled without the usual fight.”
DSDevang ShahTabla soloist · Ahmedabad
“As a full-time performer, health cover that understands touring — not a nine-to-five — finally exists. That peace of mind is worth every rupee.”
KMKavya MenonPlayback vocalist · Kochi

Questions, answered

The details, before you ask.

  • One annual plan bundles six protections: health cover, domestic and overseas travel, performance disability support, personal accident, and cover for your instrument, voice or feet. You choose the sum insured and can add family members.

Contact

Let's talk cover.

Tell us where you play and what you carry — we'll shape a plan around it. Or reach the founder directly.

IRDA-approved · A Nimbus9 initiative · Underwritten by

  • Care Health Insurance
  • Royal Sundaram General Insurance